February 19, 2025

Open Banking 2025: What’s the Landscape Look Like? What to Expect Going Forward

For the past year, the financial landscape has revolved around two influential technologies: open banking and genAI. Open Banking has been a hot topic due to the evolving discussions triggered by the Consumer Financial Protection Bureau’s introduction of Rule 1033, which focuses on the ownership and control of customers and their data. Gen AI has been the other driving force, …

February 5, 2025

What is the CFPB’s Final 1033 Ruling? How Does it Impact Open Banking?

Open banking is a growing trend in the financial industry, which I’ve discussed a few times before here. The idea is to promote data sharing between banks and third-party providers. And, a new ruling from the Consumer Financial Protection Bureau (CFPB) has significant implications on this front. The CFPB recently released their final ruling on Section 1033 of the Dodd-Frank …

January 21, 2025

The Power of ‘Test and Learn’ in Driving Innovation in 2025

Rapid advancements in AI are bringing new opportunities to the fintech space… as well as a lot of uncertainty. As we move into 2025, we’re seeing a total reshaping of how financial services are delivered. We’re seeing innovative solutions and the disruption of traditional practices. However, the wave of change also creates a landscape where businesses face constant challenges in …