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August 16, 2017

Going Cashless: Can it Really Happen?

Exploring if—and When—We Might See the World’s First Cashless Economy Once seen as very improbable, the real possibility of the first “cashless society” is a hot discussion topic these days. Many speculate that the first economy to go completely digital will be India. Surprising, considering just 2% of all transactions in the country were non-cash less than five years ago. …

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July 7, 2017

Account Takeover Fraud: The Latest Threat for eCommerce Merchants

Account Takeover

Exploring One of the Fastest-Growing Online Fraud Threats Account takeover fraud, or ATF, is exactly what it sounds like: a fraudulent action involving the unauthorized use of a legitimate customer account, usually by phone or internet. In this situation, the word “takeover” doesn’t mean removing the account owner from the picture; in fact, quite the opposite. Having that legitimate customer …

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June 2, 2017

3-D Secure 2.0: What Does It Mean for eCommerce Fraud?

3-D Secure

Will 3-D Secure End Fraud & Chargebacks Once & For All? EMVCo, the industry body that represents interests of the major card schemes, introduced 3-D Secure 2.0 back in October 2016. According to the organization, 3-D Secure 2.0 will improve the customer experience and deliver unmatched security. But will the technology really be as impressive as it sounds? The Benefits …

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