Over the years, the financial industry has been riddled with stereotypes, dominated by old norms and biases. But, since venturing into the world of fintech, I’ve witnessed firsthand how technology has revolutionized finance and taken pivotal steps towards diversifying it. What I Mean When I Say “Diversity” In this context, diversity isn’t limited to gender, race, or ethnicity. It encompasses …
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I’m very excited and proud to announce that I was selected as the winner of the 2023 Philanthropist of the Year title at the 13th Annual Globee Business Awards! As the presenters explain, this esteemed award recognizes “outstanding individuals, teams, or organizations that have demonstrated exceptional commitment and dedication to philanthropy within the business realm.” It celebrates those who have …
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The path to entrepreneurship is full of unpredicted twists, obstacles, and cul-de-sacs. It’s characterized by countless nights spent wide awake, plans that falter, funding that doesn’t materialize, and anticipated customers that never arrive. The process of launching a business can be so demanding that it’s natural to wonder why anyone voluntarily embarks on such an endeavor. Nonetheless, thousands of individuals …
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The “buy now pay later” (or “BNPL”) concept is nothing new. After all, that’s how credit cards have worked for generations, as well as layaway plans and other credit lines long before that. However, the digital age has given it a fresh lease on life. Dedicated BNPL services are transforming the payments space. It’s true that these services faced a …
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I’m very excited and proud to announce that I’ve been nominated for the Security Leader of the Year award at the 2023 Women in IT Awards! Judges considered examples of my work, the ROI our clients receive, and the methodologies of implementation before making their decision. They also looked at the impact of Chargebacks911 on other stakeholders, and our strategy …
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Here’s a sobering stat: in 2022, 60% of adults in the U.S. were living paycheck to paycheck. In these challenging times, with many people feeling the pinch of inflation, credit card usage has become a vital way for millions to make ends meet. Naturally, this uptick in credit card dependence has unfortunately led to a rise in fraud. A staggering …
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On June 28th, the European Commission unveiled its proposed revisions for transforming the EU’s payments law. Known as the third Payment Services Directive, of PDS3, these new regulations aim to strengthen consumer protections and competitiveness in the electronic payments realm. The European Commission has recently proposed this as a shift toward a more digitally-driven and broader financial landscape. It should …
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Anyone in fintech will tell you that business-to-consumer advances have largely propelled innovation. That said, some commentators have observed that, in the near future, business-to-business advancement is going to be the force driving innovation as it tries to catch up. These commentators expect B2B innovation to catch up and eventually pass B2C innovation on its way to fintech dominance. While …
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As I’ve discussed a few times on this blog, the pursuit of industry collaboration in recent years is a positive development. This is especially true given that United States regulation around open banking will make it a necessity, sooner or later. Last October, the Consumer Financial Protection Bureau (CFPB) unveiled a new open banking framework. It will have far-reaching consequences …
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In the eCommerce market, you always have to be on the lookout for “the next big thing” to help offer a competitive edge. Bots and new technology can help businesses drive sales online by creating a more personalized, one-on-one experience for buyers. This is part of an increasingly popular strategy being referred to as conversational commerce. Conversational commerce presents some …
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